West Community Credit Union

Illegal robocalls remain a significant consumer protection problem because they repeatedly disturb our privacy and frequently use fraud and deception to pitch goods and services, leading to significant economic harm. They are also frequently used by criminal impostors posing as trusted officials, companies or even your financial institution. Your best defense? DON'T ANSWER or HANG UP! And do not press any numbers. The recording might even say that pressing a number will let y...ou speak to a live operator or remove you from their call list, but interacting with the fraudster lets them know the number is real, and you may be targeted with even more robocalls instead. You can also register your phone number on the Do Not Call Registry and report any scam calls you receive at donotcall.gov If you receive an unwanted call after your number has been on the National Registry for 31 days, you can report it to the FTC. Stay vigilant! #fraudfriday

A balance transfer lets you move debt from one account to another. For those paying down high-interest debt, such a move can save serious money on interest charges if done strategically. Consolidate and save money with a balance transfer offer from West Community Credit Union. Get 0% APR* intro for six months on balance transfers! westcommunitycu.org/loans/credit-cards.htm

Choosing the right investments and retirement account are critical to getting the most for your retirement savings. Here are the questions you need to answer to get a handle on your retirement plan: How much should I save? How should I invest? When can I retire?... What will my must-have expenses be in retirement? How much should I budget for wants? What’s my contingency plan? How will I compensate for inflation? If you need help hashing out your retirement strategy, we can help! Schedule a free consultation with our LPL Financial Advisors and get answers to these questions bit.ly/3h7ODUu

[Credit Tip] There are 2 types of credit inquiries. "Soft" inquiries such as viewing your own credit report will not affect your credit score, and "Hard" inquiries which is actively applying for a new credit line like a credit card, car loan or mortgage. These will affect your score. Credit bureaus can distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which the inquiries occur. So if you need a loan, do your rate shopping within a focused period such as 30 days. We’ve made it easier to monitor your credit score AND credit report by offering 24/7 access to them FOR FREE when you log into Online Banking and our Mobile Banking App. Login today and see where you stand!

The home projects that will help you save time and money as the summer heat rages on --> westcommunitycublog.org//8-tips-to-get-your-home-ready-for

It's easier than ever to quit your bank! Get your ClickSWITCH SwitchTRACK code and live the #CUdifference today --> westcommunitycu.org/accounts/clickswitch.htm

Normalize Second Hand Gifts Read more on the blog: westcommunitycublog.org//8-ways-to-be-a-big-gift-giver-ev/

Since most of us focus on spending rather than saving or investing during the holiday season, you won’t find most of these gift ideas in a toy catalog.

With today's low rates, now is the time to see if you can save some money by refinancing your car loan! And for a limited time you'll get $100 cash back!

When you’re in the market for a new (or new to you) car We can help! Finance your next auto purchase with no payment required for 90 days!

If you currently do not have a qualifying health insurance plan, make sure you obtain coverage before open enrollment ends on December 15. Members of the credit union receive discounts through TruStage Health Insurance.

Studies have shown that giving gifts increases happiness and not just for the recipient! There are in fact numerous benefits to the gift giver as well. Thankfully, you don’t need to spend a lot to be generous. All you need to do is get creative!

Have you received this month's credit snapshot in your inbox yet? You can learn the ins-and-outs of your credit score and how to improve the number in our Credit Score Webinar tomorrow night! Register now: https://bit.ly/2JDuyrV

Our commitment to the community is the backbone of our values and kicking off the charitable season with #GivingTuesday fills us with the spirit that supports that mission. That's why today, we're donating $5,000 to help our community partners provide necessities for local families in need. We encourage you to join us it feels so good #WarmAndFuzzy #CUgiveback

The holiday shopping season is upon us, and it's going to look very different this year. There are many ways to support some of your favorite small businesses during this time. #WriteAReview #CommittedToOurCommunity

Today we made a $1,000 donation to CUPAC collected from our employees jeans day donations! #CUgiveback