Sam Heveroh

Here is a great article I stumbled upon while comparing the pros and cons of term vs permanent life insurance. https://bit.ly/2UiSWyP The cost of waiting to protect your love ones can impact your budget greatly later in life. One only becomes less insurable over time and ultimately pays more in the end the longer they wait. Whether you are underinsured, over insured, or not insured at all, I challenge you to sit down and take 2 minutes to run through this calculator and see w...here you land today! http://lifehap.pn/2SGNVBr Sam Heveroh 314-471-2064 [email protected]

Most of you are probably not be aware, but September is Life Insurance Awareness Month. There are many events in September that should compel us to be grateful for the life we have and that of those we care about. Click the link provided for general information on life insurance and calculators that are available to help you protect what you care about most! http://lifehap.pn/2F94KSA Contact me with any questions: Sam Heveroh 314-471-2064... [email protected] See more

3 Important Insurance products for corporate executives and professionals When I speak with individuals on the topic of INSURANCE, I hear all sorts of things and most of them are concerning So I decided to make this post hoping this will help you... Here are 3 important INSURANCE policies that corporate executives and professionals should have Life Insurance Health Insurance Long term Disability Insurance Do you have any or all of the above stated products? If so, how much protection does each offer? In addition, you must also look into what your company group benefit plan provides and compare it to what you own individually In today’s environment, losing your job can happen. Loss of company benefits that can put you and your family at risk. So don’t fall victim to one size fit all thinking when it comes to YOUR protection plan Need help with this? Send me a message or email me at [email protected] Thanks, Sam Heveroh #insurance #insurancelife #life #familyfirst #familygoals #familyprotection #protectyourfamily #protectwhatmatters #protectyourassets #protectyourself #protectyourincome

"5 Myths about Retirement that you need to be aware of When I speak with individuals on the topic of RETIREMENT, I hear all sorts of things and some can be concerning So I decided to make this post in the hopes that it will help you... Here are 5 Myths about Retirement - I need "x" amount of dollars before I can retire - Maximizing 401(k) contribution is all I need to retire comfortably - I don’t have time to plan for retirement, we will figure it out - My home is my greatest asset and that is what I'll use for my retirement plan - Investment portfolio management is the core component of every retirement plan Now certainly not all of these are applicable to you Your retirement plan is entirely dependent on your goals and vision of retirement So don’t fall victim to one size fit all thinking when it comes to YOUR retirement Need help with this? Send me a message or email me at [email protected] Thanks Sam Heveroh #retirement #retirementplanning #retirementplan #retirementgoals #retirementincome #retirementsolutions #retirementfinancialplanning #lifeplanning #lifehappens #familyfinances #travellife #personalfinance #riskmanagement

Retirement planning for corporate executives and professionals Do you contribute to your company 401(k) plan? GREAT... Does your employer contribute as well? If Yes, how much? Now let me ask you Do you think just contributing into your 401(k) is going to put you in the drivers seat to RETIRE comfortably? Think again I am sorry to be the bearer of "Bad" news This may not be enough, 401(k)'s were designed by the government to help individuals plan in partial for their retirement in conjunction with social security among other avenues Each of us are different and with that comes different goals and lifestyles So while it's great you contribute to your 401(k) Are your retirement goals addressed in their entirety through the outcome of one account? Most individuals do NOT have enough to retire Are you one of them? Thanks Sam Heveroh #retirement #retirementplanning #retirementplan #retirementgoals #retirementincome #retirementsolutions #retirementfinancialplanning #lifeplanning #lifehappens #familyfinances #travellife #personalfinance #riskmanagement

Special thanks to the wonderful staff at @wingsofhopeinc for showing us around. There is truly amazing work being done here. Wings of Hope is leaving an impactful mark all around the world. I encourage and challenge you to visit their page today and see how you can get involved with this wonderful organization!

If you or someone you know has lost a job due to the recent events surrounding COVID-19, my heart goes out to you. If you are still career opportunities look no further! My Gateway Division Office with Mutual of Omaha is hiring Financial Advisors now. If you are unsure or know that running your own practice and working in the financial services industry isn't for you, I still encourage you to reach out. Having a conversation can never hurt. I'd love to help in anyway I can, even it's something as simple as an introduction to the right person. Together we can do this! #covidcomeback http://bit.ly/29QmmBG

Disability Insurance Critical Fact: #DisabilityInsuranceAwarenessMonth Only 40 percent of US households have at least $6,275 in liquid savings. That is what it would take a family of four to replace income at the poverty level for three months. 1 https://bit.ly/2xulP5K

We only live oncedon’t let financial stress affect your quality of life. https://bit.ly/2M4UVWW Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.

In addition to being the month we celebrate the Memorial Day, May is also Military Appreciation Month and the month when we celebrate Military Spouse Appreciation Day and Armed Forces Day. Thank you to all who have served. #MilitaryAppreciationMonth

Virtual meetings are becoming the standard for people working from home. Check out these tips to help you stay connected and professional.

Are you looking for a new Career Opportunity? Join the Virtual Career & Resources Conversation that offers you the chance to connect with employers across different industries without leaving the comfort of your home. This virtual event will give you direct access to companies that are hiring and the ability to chat live with hiring managers. Also mediating the seminar will be a LinkedIn Specialist who will provide insight some of LinkedIn's best practices to help you find the ideal career that fits your lifestyle. Chances are you or somebody you know would benefit from joining the conversation. So register today and please share! https://www.eventbrite.com/e/virtual-career-resources-conve

The coronavirus stimulus package will provide check payments for many Americans. Here are 4 things to know. Please contact a tax advisor for further tax advice.

Ask me about adding dental insurance to your Medicare health coverage.

With all that is happening in today's world, sometimes we need to hear stories like this to keep our spirits up. #GoodNewsDay

The motto to live by for the COVID-19 era!