Lori Finley EXP Realty

I just recently moved my business to eXp Realty because they had so much more to offer. Express Offers is one of the many tools available that I am excited about. It's not for everyone but there is a very large market in the metro area of off market real estate transactions. Just this year, four homes in my neighborhood sold off market to investors. This program gives sellers cash offers and possibly multiple cash offers in as little as two business days without the sellers h...aving to get their home ready for market, no sign in the yard, no showings, no appraisal or loan contingencies and they can choose their own closing date from one week to several months. The sellers are given several options from taking the Express Offer to a traditional listing with net sheets for each option so they can make an informed decision without any hard sell or pressure. Want to learn more? Feel free to reach out to me and I would be happy to answer any questions!

We are so excited to have Lori Finley join us at eXp Realty from CBG with over 30 years experience in real estate! Welcome aboard Lori Real estate is more t...han a career to me, it is my passion and has been my life for the past three decades. I am so excited to become part of the eXp family" Lori is a native St Louisan and has been helping buyers and sellers in the metro for over 30 years. She has not only witnessed our area grow but has participated in the region's growth by developing many of the communities in the area with local builders and developers as a sales manager, sales trainer and mentor. She has a proven knowledge base in construction and has expertly marketed homes and entire neighborhoods but being a part of helping her clients get their dream home or sell their property is the most rewarding part of her job. "They are not just clients but friends." Her motto is to never stop learning. Lori continually works on improving her skills through education to keep up with the ever evolving changes in the real estate industry including using the latest technology to market homes and deliver a better buying and selling experience for her clients. She has earned a PSA designation (pricing Strategy Advisor), ABR (Accredited Buyer's Representative), CSP ( New Homes Sales Professional) and CPRES (Certified probate Real Estate Specialist)

So you applied for a mortgage, and your loan application was denied. Boo. But keep your chin up and don’t stress there’s hope yet for aspiring homeowners just like you. Here’s what you can do: 1. Find out why you were denied. Your loan officer should give you a definite answer as to why your application was turned down. Having this info will help you know what you need to do for next time.... 2. Check your credit report. Pull your free credit report and make sure there aren’t any errors. 3. Pay down your debt. Most lenders want to see a debt-to-income of less than 43 percent. Do what you can to come in under that number by paying off credit cards, student loans, and car payments. 4. Shop around . If you were denied a conventional loan, talk with your realtor or mortgage advisor about other loan products that may work with your financial profile. Don’t be afraid to speak with multiple lenders. If you’re looking to buy a home and have had trouble getting a loan, give me a call. I’d love to listen, encourage, and get you back on the path to homeownership. See more