Ben King, Gershman Mortgage

Thinking of re-decorating your home office? Here are a few of our favorite designs. Which one do you prefer? Comment below! #homebuyers #mortgageloanofficer #mortgage #officedesign

With 2020 coming to an end we are taking time to create goals and resolutions for the new year. However, we all know that 2020 was not an easy year, which is why we are creating easy resolutions for 2021. Check out this article for new year resolutions that are easy to maintain. https://unclutteredsimplicity.com/new-years-resolution.../ #NewYearsEve2021 #newyearresolution #homebuyers #mortgageloanofficer

Ben was great. Answered every call. Worked late into the night at times. And got me in the house on closing when the construction was only done the day before closing.

Have your houseplants also been having some trouble staying alive now that winter has hit? Check out this article to help save your houseplants during these cold months. https://www.modandmint.com/indoor-plants-winter-care/ #houseplants #homebuyers #mortgageloanofficer

Ben was very honest and professional. He presented us with positive options we had not considered, and he helped to make a stressful situation move seamlessly.

Here are some great curb appeal tips that can really bring some life to your home!

It's spooky season. Happy Halloween!

Ben was very accommodating and quick to answer any question that came up. A wonderful experience!

Ben answered ALL of my questions and helped me tremendously throughout my first home buying experience. I could not have asked for a better man to deal with. THANK YOU BEN KING!

Love this smile!! Congrats to Andrea Soriano for closing on her first house today! It was such and honor to help her thorough the process! Thanks Jenna Cole with Murney and Associates for being so great to work with. Thanks Crystal at Great American for a smooth closing! Ben King

We often fear what we don't understand. A new home purchase can be scary simply due to the lack of understanding of the process. Some simple ways to resolve this fear is to: 1. Work with a lender that will take the time to explain the process... 2. Work with a lender that will show you the detailed math up front 3. Make sure to provide the required documentation up front 4. Work with a lender that provides weekly status updates to keep you up to date on the process #wednesdaywisdom

It's Halloween week y'all! Comment below which pumpkin is your favorite! If anyone has these kind of carving skills, post a picture of your pumpkin in the comments!

First Time Home Buyers Steps to buying a home 1 Start your research early! Find out what style home you like, the area you want to live in and how long the homes you’re interested in stay on the market.... 2 Review your credit. Get your annual free credit report and make note of your score. Also, check for any inaccuracies on the report! Most of these can be fixed, but not overnight. So make sure you give yourself enough time before you start step 3. 3 Determine how much you want to spend monthly on your mortgage and then get pre-approved for a home loan. Work with a local lender to get a pre-approval letter to purchase a home. You will need to provide some financial information for the lender to determine which loan program is a good fit and how much money they will loan to you. 4 Find a Realtor. Your lender works with realtors on a daily basis, so if you don’t already have one you’re working with, they can recommend one to you. Realtors are an integral piece in the homebuying process- don’t do it without one! 5 Shop for your home and make an offer! Time for the fun part. You now know what style you like, where you want to live & how much money you can spend. With today’s market, homes are going under contract at the speed of light, so if you find something you really love, it’s time to get serious. If you have any questions about the process, or what happens next, send us a message! #wednesdaywisdom

Acquainted with Ben King through previous employment associations.

You’ve watched enough HGTV and tackled enough small projects to now want a fixer-upper all your own. So what about financing? How do you secure a mortgage that allows you to purchase a property and gives you the cash you need to transform your newly-acquired diamond in the rough? Enter a home renovation loan A home renovation loan is a type of home loan that includes the costs of renovating a fixer-upper. In most cases, an appraisal for a home renovation loan include...s up to 110% of the home's after-improved value. Use the money from a home renovation loan to make repairs, add square footage, or upgrade the kitchen and bathrooms. You’ll want to get detailed estimates and avoid over-improving your new home. Talk with an experienced real estate agent who knows your neighborhood and can help you avoid both pitfalls. With interest rates so low, now is a smart time to buy. Whether you prefer a move-in ready or a fixer-upper, give us a call we'd love to help! #wednesdaywisdom See more