Kendal Dingus

Buying a home costs more than just the price of the home. From fees to inspections, you’ll be happy you knew about these additional expenses before purchasing the house of your dreams. If you’re in the market, watch out for these (sometimes) unexpected costs at closing. https://www.centralbank.net//be-prepared-for-these-someti/

When searching for a home to purchase, make certain to vet each property. Read these tips to learn about the seven warning signs that reveal it’s not time to buy. https://www.centralbank.net/learning-cent/signs-to-not-buy/

Nothing quite compares with the pride that comes with home ownership. For most of us, it’s the biggest single purchase we will make and that can seem rather daunting. But if you have an understanding of the options, the costs, and the obligations, you can confidently make the right move. https://www.centralbank.net/learning/buying-our-first-home/

There are many questions you have to consider when purchasing a new home, even if you’re new to the home buying game or a seasoned veteran. Do you get a 15 or 30-year mortgage? Or how do you know you’re purchasing the right home? We’ve got the answers to help ease the process and get you into your dream home. https://www.centralbank.net/learning-center/homeownership//

Are you looking for a quick and budget-friendly way to increase the value of your home? Consider updating your front door. First impressions are powerful. Check out more budget-friendly tips to raising the value of your home, here: https://bddy.me/2Kp6B7Z #strongroots #budgetfriendly #homeimprovement

Thank you to the Smith family for this great feedback! You can start your refinance today by visiting: http://www.centralbank.net/kendaldingus

It was an honor helping the Pollack’s purchase their dream home! If you are in search of an experienced local lender ready to take the stress out of your home buying process, give me a call today!

Another month has come and gone with October 2020 being one to remember and for the record books! I had the privilege to assist 25 families either realize their dream of homeownership or save more of their hard earned money with a refinance! If you or anyone you know is looking to purchase a home or refinance their current mortgage, now is a great time to get started and I would love the opportunity to help! #417MLO #GoldenChild #MortgageSeasonNeverEnds

Considering purchasing a fixer-upper to fit into your budget? Make sure it's worth the investment before falling into a money pit. Three words to live by when looking are location, location, location. Check out more tips for buying a fixer-upper here: #strongroots #homebuying #fixerupper https://www.centralbank.net//fixer-uppers-can-be-a-smart/

As a potential homebuyer, the last thing you want to do is get yourself into a home that you immediately regret. Whether it's mold, a leaky roof, or nosey neighbors, check out these six warning signs that tell you to move on to the next one. #strongroots #home #mortgage #fixerupper https://www.centralbank.net/learning-cen/signs-to-not-buy/

As we put a wrap on September 2020 earlier this week, I am both elated and humbled to say that it has been my personal best production month of my career with closing a staggering 23 units! A huge thank you to the entire Central Bank of the Ozarks Mortgage Team, by far the best in the business! Also much gratitude to all of my amazing clients and business partners that make this all possible. #417MLO #CentralBankMortgage

Fixed-Rate Mortgages and Adjustable-Rate Mortgages are the two most common when it comes to buying a home. Don't understand the difference? Check out our infographic! http://ow.ly/uxFU3013jDp

Getting ready to buy? Here are the basics of a 15-year and 30-year mortgage. http://ow.ly/Hir4302FPp5

Curious what actually makes up your mortgage payment? It's unfortunately not as easy as just paying back what you borrow. Here's a breakdown of the three main components. #homebuying #homebuying101 #CentralBank #MortgageLoans #StrongRoots #mortgagepayment

Before you fall in love with the wrong house, it's important to understand your monthly budget and determine how much home you can actually afford. And, you're in luck because this online calculator can help you determine just that! #CentralBank #StrongRoots #mortgage #HomeLoanShopping #HomeLoans https://www.centralbank.net/learning-ce/home-affordability/

Buying a home is a huge decision to make. There are a lot of pros and cons of owning a home vs. renting. The number one pro and con is money. Check out our Rent vs. Buy calculator to see what option is best for you. #renting #rentvsbuy #home #strongroots https://www.centralbank.net/learning-center/to-rent-or-buy/

"To refinance or not to refinance; that is the question. Do what's best for your situation. Check out these pro's and con's before you make your decision." http://ow.ly/Pzrz50AMM0N

Are you planning on selling your home this summer? Use our checklist to see if you are house market ready. http://ow.ly/a1zY50AMLRb

"A lending professional knows your market like the back of their hand and are here to help as much, or as little, as you’d like! You can rest assured that the application process will be easy and that our rates are competitive. We are here to help if you have any questions about general rates or our loan programs." https://www.centralbank.net/kendaldingus/

Looking for your first home is such an exciting time, but don't make the mistake of biting off more than you can chew. Check out this great calculator to find out how much home you can afford. #home #FTHB #strongroots https://www.centralbank.net//financia/home-affordability/

Why do I need homeowners insurance? In basic terms, homeowners insurance gives you financial protection from most damages to your home such as those caused by fire, theft, and certain natural disasters https://www.centralbank.net//why-you-need-homeowners-insu/

Owning your first home is an exciting yet scary time. There are so many questions to ask, and you want to ask the right ones. First you need to determine what you can afford. #strongroots #buyingahome #mortgageloan #homeloan #centralbank #homeloan #mortgagepayment Check out our Home Affordability Calculator here: https://www.centralbank.net//financia/home-affordability/

Putting a fresh coat of paint on the walls at home is an easy and affordable way to freshen up the look (and possible value) of your home. Check out more ways to improve your home's look and value here: https://www.centralbank.net//increase-the-value-of-your-h/ #strongroots #homeimprovement

Congrats! You found the first place that you are going to call, "your home." Now what? Don't worry, we've got you covered with our downloadable First-Time Homebuyer's Guide. Make the process smooth by downloading yours here: https://www.centralbank.net/buying-your-first-home/ #homebuyer #strongroots

As you are walking from room to room of what could potentially be your new home, there is something odd that you just can't seem to get away fromthat smell. Warning sign #1 that maybe you shouldn't buy that house, trust your nose. Check out these other warning signs not to buy here: https://www.centralbank.net/learning-cent/signs-to-not-buy/ #strongroots #homebuyer

If you’re a home buyer looking for a stable way to finance your home purchase, a Fixed-Rate Mortgage is a perfect home loan option for you. https://www.centralbank.net//mortgage/fixed-rate-mortgage/

What is An Adjustable-Rate Mortgage (ARM): This is a home loan option with flexibility through the life of your loan and a competitive rate through the life of your home loan. We have competitive rates and know your market like the back of our hand. https://www.centralbank.net//mortgage/fixed-rate-mortgage/

It's always important for couples to act together when making any major purchases, but it's especially important to communicate and convey solidarity when buying a home. Visit our website for more tips! https://www.centralbank.net//home-purchasing-tips-for-cou/

Appraisals and inspections are designed to protect you against potential issues with your new home and verify that if you decide to sell in the future, it will be as marketable as other homes in your area. https://www.centralbank.net//mortgage-e/your-new-property/

Ensure your clients' eligibility quicker, complete with the latest technology to make the prequalification process easier for your customers. Now, your customers can automatically upload critical documents to our system with just a click of the button. Help your customers get into their home faster with Central Bank. https://www.centralbank.net/mortgage-center/

Get a jump-start on your home search by applying for a Mortgage Loan with Central Bank. Visit our website today: https://www.centralbank.net/kendaldingus/

Central Bank is ready to assist those small businesses in need with this next round of PPP stimulus funds! #centralbank #communitybank

Central Bank of the Ozarks is dedicated to keeping our employees and customers safe. We are continuing to work on behalf of our customers and are doing everything we can to limit the impact of the Coronavirus. We place an importance on helping our customers achieve their financial goals. With all of the events related to the Coronavirus, we wanted to confirm that all of our mortgage operations are still running and mortgage applications are still being processed. Your business is important to us and we want to ensure that we are available to address any concerns you may have. If you have any questions, please contact your Loan Officer. As always, we will immediately reach out if there are any updates to your application. Stay safe and thank you for your business.

More exciting things in the works at Central Bank Mortgage! First run in the production room today, teleprompter and all. I do need your help though...what are some questions you’ve had when purchasing or refinancing your home? I’d love some feedback on topics that you would find useful and would enjoy seeing in your newsfeed soon! #mortgagelender #centralbank #417mlo #centralmortgagecorner

If you're planning to buy a home in the near future, download our first-time homebuyer guide to help you with prequalification, all the way to closing. http://ow.ly/pTAp30eLl07

To refinance or not to refinance; that is the question. Do what's best for your situation. Check out these pro's and con's before you make your decision. https://www.centralbank.net//the-pros-and-cons-of-refina/

Mortgage 101: What is Mortgage Interest? The interest rate is the cost of borrowing money and essentially what the bank is charging in order for them to lend you money. Interest rates fluctuate on a variety of factors including your type of loan, home location, down payment, credit score, and more.

Congratulations, you're buying your first home! Nothing quite compares with the pride that comes with home ownership. For most of us, it’s the biggest single purchase we will make and that can seem rather daunting. But if you have an understanding of the options, the costs, and the obligations, you can confidently make the right move. https://youtu.be/bDugruLiZ6c

Lending professionals know your market like the back of their hand and are here to help as much, or as little, as you’d like! You can rest assured that the application process will be easy and that our rates are competitive. Stop by any Central Bank location if you have any questions about general rates or our loan programs. https://www.centralbank.net/kendaldingus/

Mortgage 101: Is there more than one part to a mortgage? Yes! There are actually five parts to a mortgage: collateral, principal, interest, taxes, and insurance. https://www.centralbank.net//mortgages-101-understanding-/

The buying part of your new home doesn’t have to be stressful. Contact us today and we’ll guide you every step of the way. Use the link below to fill out a form and I will contact you as soon as possible. https://www.centralbank.net/kendaldingus/

We’re having a blast, come and see the Central Bank Mortgage Team all weekend at the Greater Springfield HBA Home Show.

Proud to be a part of the 2020 HBA Home Show. Come out and visit with our Mortgage Team, we'll be here all weekend! https://springfieldhba.com/home-show/ Friday, January 24: 11 AM - 7 PM... Saturday, January 25: 10 AM - 7 PM Sunday, January 26: 11 AM- 4 PM See more

Our rates are low and we're very competitive. All decisions are made locally, right here in your community. Call to setup an appointment or Apply Online today! https://www.centralbank.net//unders/todays-mortgage-rates/

6 warning signs not to buy a house. https://www.centralbank.net/learning-cent/signs-to-not-buy/

Click here to learn more about new Online Homebuyer Course, called CreditSmart Homebuyer U. It's successful completion satisfies the Freddie Mac HomeOneSM or Home Possible mortgage homeownership education requirement. https://sf.freddiemac.com/working-with/creditsmart/courses

Big things coming to Central Bank Mortgage in 2020! Here is a sneak peek at our expansion that is currently underway. Stay tuned for more exciting updates as we hit the new year running and ready to lend.

What is Escrow? Your escrow is typically the combination of your property tax, homeowners insurance, and occasionally private mortgage insurance (PMI). Your escrow account is set up to collect your monthly taxes and insurance to pay in a lump sum when it is due. The payment is normally completed by your lender making it a seamless process for you as the borrower. https://www.centralbank.net//components-of-your-mortgage-/

What is Mortgage Principal? The mortgage principal is what you borrow to purchase the house, also known as the loan amount. This is the most straight-forward component of your loan payment. https://www.centralbank.net/mortgage-c/mortgage-essentials/

Home Affordability: Getting prequalified should be your first step in the home buying process. And, prequalification will help you understand how much home you can realistically afford. Use our calculator below to determine the price range and how much home you should actually be looking for based on your current financial situation. https://www.centralbank.net//financial-calculators/calcul/

Happy Thanksgiving!! We're so thankful for our loyal customers and Central Bank team. What are you thankful for this holiday season?

Know the feeling of having a work-in-progress home? Check out this quiz! It'll tell you what home renovations are in your future! http://ow.ly/4A6r30n4NpZ

Did you know that we can help with your home loan needs from the comfort of your home? Visit our website to 'Apply Now' or to learn more about our low and competitive rates! https://mortgage-ozarks.centralbank.net/ http://ow.ly/pVqM50x8Uj9

Yes, the word on the street is indeed true. Mortgage rates are low and now is a great time to consider refinancing your home. If you're interested, come talk to me! I'd love to help you save some money. #refi #refinance #ratesarelow ow.ly/NPLC101VGeA

The Central Bank Mortgage team is making waves in the 417! Give me a call or message to experience the difference and see how we help you. #417Mag #417MLO #mortgageloan

Looking to purchase or refinance a home? Here's a link to Kendal Dingus's mobile app and tool kit for all of your mortgage needs: https://kendaldingus.cardtapp.com You can also text KendalDingus to 36260 for download.

It was so much fun helping Emily and Brandon purchase their first home! Phillips Premier Realty was top notch as well! @417MLO #firsttimehomebuyers

If you have been waiting for the right time to buy or refinance... don’t wait any longer! https://www.cnbc.com//as-mortgage-rates-plunge-millions-mo

Such a joy assisting this awesome couple as they purchased their first home! I love my job! @417MLO #firsttimehomebuyers #buyingseason

Busy week of closings! If you are considering purchasing your first home, relocating, downsizing or a refinance, I am here to help! #417mlo #mortgagelending

Check out this brand new beauty in Ozark!

Reservations were just opened 4/1/19, this round of funds went fast!

Picture this - Your monthly rent payment building your equity versus paying the loan of your landlord. Is it time to make the switch from renting to buying? Check out this calculator to find out what you could save over time. #rentorbuy #homebuying #strongroots #centralbankhomeloan @417MLO ow.ly/hSot101xsjq