Your Retirement Academy

It's the "little" things that matter most. If you wonder where you stand, contact Jennings Insurance Group today for a complimentary Income Analysis so that the little things in your life can take front stage. 573-693-9443. #yourretirementacademy #retirementready #jenningsinsurancegroup #financialanalysis #nomoreguesswork

Congratulations to our very own Burke Anglin who in 2020 ranked among one of the top producers with Security Benefit as an Elite Advisor! This award is given t...o top producers who have shown dedication to their clients and have a great relation with carriers! Security Benefit is one of our retirement carriers that has been in the business for 129 years! Congratulations Burke! We are so proud of you and all of your amazing work and dedication to your clients and the impact you have in their lives!

Planning and securing retirement has many Hurdles... Market risk need not be one of them. Jennings Insurance Group can help protect your assets and help you secure your retirement. Call us today for a Complimentary Income Analysis today: 573-693-9443

If you’re wondering what inflation looks like, here you go:

Planning your retirement can feel like climbing a mountain. It may not be as out of reach as it seems. Complete a complimentary Financial Analysis and take aw...ay the guesswork! Call us today at 573-693-9443. #yourretirementacademy #retirementready #jenningsinsurancegroup #financialanalysis #nomoreguesswork See more

Come support Jennings Insurance Group and other local business owners at the Annual Camdenton Chamber of Commerce Business Expo this weekend!

You file them at the end of the year and they get taken out of your paycheck and cost you a little bit more when you’re buying something at the store. But what ...does that mean in the long term? During times of war taxes to typically tend to increase. But with government spending higher now than it ever has been especially with the new administration spending for pandemic relief there’s a high possibility of taxes increasing. You’re qualified account Contributions 401k, ROth IRA, Traditional IRA will become less and less. Now and later. You could leave the IRS in your rearview mirror and never have to worry about taxes if you qualify for a tax-free account. https://calendly.com/andrea-jenningsinsurance/mindfulmoney DM to schedule an appointment! #mindfulmoneymethod #taxes #jenningsinsurancegroup #retirementaccounts #government #financial #money #risks #berniesanders #trump #biden #taxxfree #debtfreejourney #debt #budget

Let’s talk about Roth IRA’s.... Investments usually in mutual funds and common stocks and bonds. Main advantage: tax structure adds flexibility, fewer restrict...ions on investments that can be made than other retirement plans. Contributions are post tax meaning withdrawals are tax free and so if growth. The difference between a traditional IRA is contributions ARE NOT TAX DEDUCTIBLE. Disadvantages: you’re paying taxes at your current tax rate which is higher than it would be at retirement because you are taking more income. In my opinion: Out of 401k and traditional IRA ROTH IRAs are definitely the better options however you still have market risk and can lose money unlike when your money is in an index. What topic do you wanna hear about next?? Drop a comment below and say hi! #mindfulmoneymethod #money #rothira #indexfunds #indexing #retirementplanning #disadvantages #planning #jenningsinsurancegroup #taxes #stockmarket

Self Discipline is Hard My husband and I CONSTANTLY struggle with this! But do you want the bag now or 10-Day trip to Australia you’ve planned and budgeted fo...r a couple months from now? You can’t vacation in your bag! It’s just like a diet you gotta keep yourself on track! Look at the long term goals of where your dollars are going now! Don’t know where to start? We can help with MMM #lakeoftheozarks #budgeting #reels #mindfulmoneymethod #savingmoney #debtfreejourney #Australia

Why you should stop saving money..... Yes I said it. Emergency funds are essential however the average savings acount has an interest rate of .65% not quite the smart venture for the long term when you’re banking on retiring. Placing your money into the market is very scary but placing your money into an index gives you a safety blanket! ... Indexed accounts have a floor to them if you will. Meaning; that your money goes into an indexed market (whichever it may be) but if the stock market crashes instead of losing money you will reap the benefits of ZERO! It grows at a faster rate than a high-yield savings account and you still don’t have the risk of losing money! It is a huge game changer when thinking about indexed markets for retirement planning! #mindfulmoneymethod #investing #indexeduniversallife #index #indexedaccounts #savings #plan #money #budget #jenningsinsurancegroup

Where do your dollars go?? How much of your income is going towards debt interest payments?? Want to know how you can save thousands and become debt free schedule a consultation for our Mindful Money Method 90-day Budget Bootcamp! And turn Your Debt into wealth! 573-593-9443... #lakeoftheozarks #mindfulmoneymethod #osagebeach #jenningsinsurancegroup #loz #money #budgeting #debtfreecommunity #debtfreejourney #debtfree

5 ways how you can be more Mindful about your Money! 1. Have an ownership mentality when it comes to your investments and income. I t’s your money pay attention to where it goes and how much it is going to grow. You should want to get the biggest bang for your buck! 2. Embrace your ability to learn and become more savvy and financial education.... Do you know how much you should be saving in your retirement accounts based on how much you make a year? Are you withholding the correct amount of taxes from your paycheck? KNOWLEDGE IS POWER 3. When spending your money focus on the long-term value and quality of your purchase. Do you really need a new car? How much is it going to depreciate over there next year how much more am I going to be spending on the payment vs. insurance vs. gas 4. Think long term do you want to be making payments forever? That Louis Vuitton bag looks amazing now but could you take that extra money and put it towards your debt? 5. Plan for Retirement! You should be saving at a minimum of 7% of your annual income to your retirement account. Double points if you contribute to a tax free account! #mindfulmoneymethod #mindfulmoney #retirementplanning #savingmoney #debtmanagement #jenningsinsurancegroup #budgetbootcamp #money