Von Brummer

DID YOU KNOW?! Home loan interest rates are STILL at historic lows, but they’re QUICKLY ON THE RISE and it can cost you (A LOT) if you wait to purchase your home. Mortgage Rates are as low as 5% now, but they’re likely to keep climbing and will make it harder for people to afford and qualify for a home loan. Now, owning a home is one of the most important steps in your life and could help build financial wealth, stability, and security. ... SO let me give you an example of just how much it can cost you to WAIT . . . A 250,000 dollar home loan at a 5% (5.477 APR) interest rate will approximately be a $1,603 monthly Mortgage payment. If rates rise to 8% (8.488 APR), the same home with the same price would be approximately a $2,046 monthly Mortgage payment. .. LISTEN - that is $443 more per month!! So why wait to buy your home when it can cost you hundreds of dollars more per month? You can take advantage of the low rates now!! Call me today for a no-cost, no-obligation conversation and learn what options you have. The FIRST step to buying a home is speaking with a mortgage expert to get prequalified or to plan for your future. Monthly payment savings example is based on a 30 year fixed Conventional mortgage loan of $250,000 with 10% down, and national average rates for property taxes, insurance and if applicable, Mortgage Insurance rates. Savings estimated is based on current interest rate of 5% vs increased interest rate of 8%. Monthly payment comparison is used for information and educational purposes only and does not depict any actual loan. This is not an offer for extension of credit or a commitment to lend. On Q Financial, Inc. is an Equal Housing Lender, NMLS 5645 | AZ-BK 0906866 | ONQ0921180681Y000004ju5Z

Remembering 9/11

Happy Homeowners

On Q has the tools to make your offer stronger, faster, and simpler. Take advantage of our On Time Closing Guarantee to make sure your offer stands out against others. I can help you make an offer that can get the attention of the seller of your dream home! On Q’s $1,000 On Time Closing Guarantee is our commitment to closing ON TIME or we’ll pay both the BUYER AND SELLER $1,000 each. ... Contact me today to learn more. - - - - On Q Financial’s On Time Close Guarantee Program has restrictions and requirements. Not all loan programs apply. Please contact your On Q Financial, Inc. Mortgage Consultant for more information. Product restrictions may apply. Excludes bond loans and refinances. Loan that close and fund by no later than 12.31.2018. * Payment for missed closings will be paid within 30 days after closing. OnQ0824180681Y000004GKSV

In today’s highly competitive market, you need every advantage you can get to make sure that your offer stands out against the others. I can help you make an offer that can get the attention of the seller of your dream home! On Q’s $1,000 On Time Closing Guarantee is our commitment to closing ON TIME or we will pay both the BUYER AND SELLER $1,000 each. ... Contact me today to learn more.