St. Louis Realtor Kelly L. Laura

On the 11th Day of Real Estate Sleigh, I just want to give you some inspiration because buying or selling a home can be overwhelming and stressful, but YOU GOT THIS! Owning your own home is one of the best feelings ever. It can’t be described in words, it can’t be quantified in money. Home ownership is a feeling that makes life’s daily grind worth facing. It reassures you that after all the ups and downs, you have a place to go to... a place that will never judge you and ...always invite you with open arms. I am here for ALL of your real estate needs! Selling, Buying, Investing - I would be honored to assist you with your real estate goals! Let’s chat, I’m here to help! Kelly L. Laura, MBA, REALTOR 314-625-0232 [email protected] http://linktr.ee/yourrealtorkellylaura Schedule a FREE consultation Ask me for a FREE home value report Ask me about Downpayment Assistance Programs Download my FREE Ebook 8 Steps to Homeownership during COVID-19 #yourrealtorkelly #stlouisrealtor See more

How are you getting creative this year to celebrate the holidays and stay safe? Leave a comment #yourrealtorkelly #stlouisrealtor

On the 10th Day of Real Estate Sleigh, we we talk about some of the out of pocket expenses and closing costs. When buying a home, most people focus on the price of the house and what interest rate they can get on their mortgage loan. While knowing these costs is very important, they aren’t the only expenses you’ll encounter on your journey toward homeownership. Below are some of the major fees you can expect to pay as a homebuyer, some will be paid upfront, included in c...losing costs, or rolled into your home loan and paid as part of your monthly payment: Earnest Money Down Payment Lender-based Origination, Underwriting, and Application Fees Title search, title settlement, title insurance insurance, and recording Fees Survey & Appraisal Fees Prepaid Property Taxes, Homeowner’s Insurance, and Interest Private Mortgage Insurance Building & Termite Inspections Homeowner Association Costs Occupancy Permits I am here for ALL of your real estate needs! Selling, Buying, Investing - I would be honored to assist you with your real estate goals! Let’s chat, I’m here to help! Kelly L. Laura, MBA, REALTOR 314-625-0232 [email protected] http://linktr.ee/yourrealtorkellylaura Schedule a FREE consultation Ask me for a FREE home value report Ask me about Downpayment Assistance Programs Download my FREE Ebook 8 Steps to Homeownership during COVID-19 #yourrealtorkelly #stlouisrealtor

Loving this kitchen transformation, it’s the black sink for me! Swipe to see more Before + After pictures to get inspired! /IG: @nicolewhitedesignsinteriors #yourrealtorkelly #stlouisrealtor