Ryan The Mortgage Guy

Thank you to all my colleagues, customers, family, and friends for all that you do! I sincerely hope you have a wonderful, healthy and restful holiday with your loved ones. Enjoy! #HappyHolidays From all of us at Sierra Pacific Mortgage

Happy Monday friends! The year 2020 could be viewed as "unsuccessful" if we only focused on the negative. But we have the chance to focus on where we want to be, not where we've been. So let's look toward 2021 now, and make decisions that will make this new year great! Call me if you want to discuss your financial goals for 2021 :) #hello2021 #newyearnewgoals #happymonday #spmc #onesierra #motivationmonday #Motivationalmonday #sierracares #sierrapacificmortgage #sierrapillarsofsuccess #mortgagelending

With 2021 around the corner, it's not too soon to think about "Creating What's Next". ~What do you want to accomplish in the New Year? ~What career and income goals do you have? ~What personal milestones do you want to reach?... If you are a Realtor or a potential homebuyer, let's make 2021 a dream year! Contact me today to discuss how we can start creating what's next in your own life! #mortgagegoals #careergoals #onesierra #sierrafamily #createwhatsnext #pillarsofsuccess #newyearnewgoals #hello2021

The holidays can be a busy time of year where priorities get shifted. Here's to keeping organized and managing your week! We hope it's a productive one, Happy Monday! #motivationalmonday #sierracares #sierrapacificmortgage #onesierra #sierrapillarsofsuccess #mortgagelending #wecare

Thinking of selling your home during the holidays? Believe it or not, the holiday season can be a great time to sell your home. Check out these 7 Tips if you're considering it: https://www.redfin.com//selling-your-home-during-the-holi/ #homeselling #realestatetips #homefortheholidays #spmc #sierrapacificmortgage #happyholidays #mortgagetips

Hello friends and family! It's time to set your clocks back one hour tonight! Daylight Saving Time ends on Sunday, November 1, 2020, at 2:00 A.M. So tonight, (Saturday night) set your clocks back one hour!

Happy Halloween friends! I hope you have an incredible, festive and fun day with your loved ones! Enjoy the candy, spookiness and of course stay safe! #happyhalloween #halloween2020 #enjoy #spm #spmc #halloween

What is a DPA? Down payment assistance (DPA) programs help homebuyers with loans or grants that reduce the amount they need to save for a down payment. There are four main types of DPA: Grants, which are essentially gifts that never have to be repaid. Are you interested in learning more about what downpayment plans you qualify for? Contact us today! #MortgageGlossary #SierraPacificTerms #SierraPacificMortgage #spm

We always try to educate our customers about their safety when taking out a mortgage. Here are a few tips from the CFPB to keep you safe from scammers. Feel free to share! https://www.youtube.com/watch?v=em6viyrSGCc&feature=emb_logo

Young Americans are having their housing preferences shaped by the pandemic, choosing bigger homes and more outdoor space: https://magazine.realtor//younger-americans-lead-desire-fo

It would be an understatment to say 2020 has been a year of challenges! Here's to hoping you have turned these challenges into meaningful lessons. Have a great week, all! "Challenges are what make life interesting and overcoming them is what makes life meaningful." -Joshua J. Marine #motivationalmonday #sierrapacificmortgage #quotes #quotesforinspiration

Realtors: As home prices surge and down payments increase, first time home ownership could be threatened; It might make sense to consider rural-zoned areas for your clients and a USDA loan, especially now that there are options to telecommute: https://magazine.realtor//threats-to-first-time-home-buyer

Happy Monday! Here is to accomplishing GREAT things this week! "If you cannot do great things, do small things in a great way." - Napoleon Hill It's those small steps that lead to greater impact. There are times where you need to take before you climb the mountain and see the greatness in those smaller steps.... #sierracares #sierrapacificmortgage #joinus #onesierra #sierrapillarsofsuccess #mortgagelending #wecare

Check out our 100% mobile solution for mortgage origination: SPM GO. Available on both Android and iPhones, we can accommodate a loan anytime, anywhere. Visit the app stores on Google Play or iPhone and find us by searching Sierra Pacific Mortgage #keepingitmobile #mortgagelending #sierrapacificmortgage #onesierra

10 Tips When Preparing for a Mortgage! Have you checked your credit and decided the time is right to buy? Check these ten steps then call me, and you’ll be ahead of the game! https://www.transunion.com//tips-when-preparing-for-mortga #themoreyouknow #mortgagelending #spmc #sierracares #mortgage #firsttimehomebuyer

One of the first steps in the homebuying process is to fully understand your finances. It's not as fun as looking at homes, but it's important and necessary to help you determine how much you can afford. Have a look at this article to get started! https://myhome.freddiemac.com/buyi/what-can-you-afford.html

One of the most common questions I hear is: "What kind of mortgage should I get?" Here's a great article to get you started. As always, I'm here to answer any questions! https://www.zillow.com/home-buying-guide/types-of-mortgages/ #buyereducation #spmmortgage #mortgagelending

Happy Monday! I wanted to encourage you to take a moment today and think about your dreams and passions and where you want to see yourself in 5 years. The best way to get to that is through consistent small steps, so consider investing just 20 minutes a day towards that dream. #motivationalmonday #dreambig #sierrapacificmortgage #onesierra #sierrapillarsofsuccess #mortgagelending