Richard P. Heath / Bell Bank Mortgage

Happy Fourth of July! I hope you take today to celebrate #Independence and the American dream. (And let me know if I can help you with yours!)

Psst! Rates are still low. Now’s the time to refinance and potentially: Shorten your term Lower your mortgage payment Pay down other debt Lock in a fixed rate... Contact me today to learn more! See more

Here’s an idea: make your friends your neighbors! If you loved working with me, I’d so appreciate your referral for anyone looking to buy or build (and move closer to you).

When you work with me, I’ll listen to you, crunch the numbers and present strategic financing options for your situation in your best interest. Contact me today to get started.

Give yourself wiggle room for life’s unexpected expenses. With low interest rates, it might be a good time to refinance your home for a shorter term or a lower monthly payment.

Thinking about buying in the spring? Start saving now! (Buying tip Keep in mind, closing costs can vary greatly and average between 2 and 5% of the home’s purchase price.)

Good things don’t always come to those who wait. Rates are incredibly low still! Now is the time to buy and you may save thousands. Check out this chart to see how interest rates can affect your purchasing power.

Wishing happiness and health to you and yours in 2021! It’s been my pleasure to fulfill so many dreams in 2020. Cheers to all that awaits in the year ahead.

So many factors determine a mortgage interest rate. So how do you know you’re getting the best rate possible?

Happy Holidays! Have a safe, healthy and good time with family. #HappyHolidays