Potter C. Varley Mortgage Consultant On Q Financial

I am working with families to see if they should #refinance to work to pay off their homes sooner. I can help guide you to where you need to be to get your home paid off on your timeline.

Making dreams of #homeownership possible. Pre-apply for a loan here, https://onqfinancial.com/missouri/chesterfield/potter-varley

We are proud of James Mouyassar's new video about how he became a GOLD CLUB member in his first year of BNI. Great job!

Mortgage rates can be confusing. Rates can fluctuate daily, and if it’s your first time dealing with them, it’s easy to get overwhelmed. Even experienced home buyers and some industry professionals struggle to track mortgage rates! https://onqfinancial.com/how-to-get-the-lowest-interest-ra/

Happy Monday! How do you find out what mortgage rates are like right now? Look up the historical average interest rate and points published by Freddie Mac, the nation’s second-largest government-sponsored mortgage investor. Freddie Mac has tracked mortgage interest rates since April 1971. The rates are published on a weekly and a monthly basis. Freddie Mac publishes the average rates on 30-year fixed-rate, 15-year fixed-rate, 5/1 adjustable-rate and 1-year adjustable-rate mortgages. OR JUST CONTACT ME at 314.393.0071 or [email protected].

Do you feel like you are upside down on your home? Contact me to see if we can help you get financially fit. Read more here... https://onqfinancial.com/how-to-deal-with-an-upside-down-o/

From a daughter who has a mother who had two house fires in one year, seeing this video was a real tear jerker. Kudos to everyone who helped this family out. #getklennex

Whether you are looking for pre-approval for your first home or trying to refinance your family home, click here to apply on-line. Ready to help you with every step of the process. https://application.onqfinancial.com/apply/u9472 #nowmorethanever #mortgagerefinance #homeloansmadesimple #onlinemortgage #applytoday #YouHaveAFriendInMe #everystepoftheway

Whether I am working with a first-time buyer or a seasoned borrower, I rely on my years of lending expertise to guide you through On Q Financial’s Mortgages Simplified process. See how easy it is to apply for a mortgage on a purchase or refinance at our website. https://onqfinancial.com/mis/st.-louis-office/potter-varley

After two major fires, On Q Financial partners with The Kelly Clarkson show to help Reno family. https://onqfinancial.com/after-two-major-fires-on-q-financ/ #kellyclarkson #payitforward #homefires

I'd love to learn more about what you do. Put your website in the comments below. Here is mine if you want to see what I do over at On Q Financial with mortgages and refinances. https://onqfinancial.com/mis/st.-louis-office/potter-varley

Start the new year off right. We can start the process if you are looking to buy a home anytime in 2021. I am here for you every step of the way and can do what you need via the phone or digital files to help keep you stay safe. #mortgage #newhomeowners

FHA loans are the more accessible cousin of conventional loans. The purpose is to get Americans into a home of their own by reducing the barriers that keep them from being eligible for a conventional loan. With lower income, down payment, and credit requirements, more buyers qualify for FHA loans. Keep in mind, though, that for FHA loans, mortgage insurance is required.

High-Cost Areas In higher-cost areas, however, this increase is not as simple. The FHFA used a different calculation for areas where the median home price was 115% higher than the baseline loan limit. Instead, these counties received a conforming loan limit of 150% of the baseline, which amounts to $822,375. Alaska, Guam, Hawaii, and U.S. Virgin Islands The loan limits for Alaska, Hawaii, Guam, and the U.S. Virgin Islands must be at least 50% higher than the national baseline... limit, which means that these areas also received a new limit of $822,375. The increased limit is due to their classification as statutorily designated high-cost areas. #newlimits #greatnews #betterdays2021 https://onqfinancial.com/new-loan-limits-and-what-it-means/ See more

Winter is upon us once again, and On Q Financial wants to make sure your home is ready for the weather that comes with it! We’ve put together this simple checklist to help you prevent expensive repairs, save money, and keep you warm all winter long! https://onqfinancial.com/10-home-winterizing-tips/