Plan To Win Insurance Agency

Lost in the Medicare Maze? Contact us today to request a no cost Medicare consultation.

Term Insurance is the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.

Medicare Part A covers facility-based care such as hospital visits, emergency room services, hospice, and nursing home care.

For Original Medicare, Part A and Part B, a simple way to determine your exact Medicare effective date is to refer to the lower right corner of your Medicare card or to refer to your letter from either the Social Security Administration or the Railroad Retirement Board.

You have two options to replace or enhance your Original Medicare Coverage. One option, called Medicare Advantage plans, are an alternative way to get Original Medicare benefits. The other option, Medicare Supplement (or Medigap) Insurance plans work alongside your Original Medicare coverage. These plans have significant differences when it comes to costs, benefits, and how they work.

Medigap comes through private insurance companies and aims to fill in the gaps left in the traditional Medicare coverage.

About 10,000 people turn 65 every day, and along with that milestone comes a challenge: You need to get up to speed on the many ins and outs of Medicare. There’s a lot at stake. You have to pick supplemental insurance to fill Medicare’s coverage gaps, and you might have to switch to less-expensive versions of some medications. If you don’t sign up by the deadline or you make other mistakes, you could end up with lifetime penalties, denied claims or big bills you shouldn’t have to pay. Contact us today with any questions you might have!

Understanding Medicare and your options has become increasingly more complicated over the years. Make sure to keep us in mind if you are confused and need help understanding your options.

Turning 65 soon? Lost in the Medicare Decision Maze? Request a no cost consultation today to let us educate you on your options.

Centers for Medicare & Medicaid Services (CMS) is the federal agency that runs the Medicare, Medicaid, and Children's Health Insurance Programs, and the federally facilitated Marketplace.

Check out this Video Message from Duaine Owings https://plan-to-win-insurance-agency.dubb.com/v/35Ij9v

Generic Drugs are a prescription drug that has the same active-ingredient formula as a brand-name drug. Generic drugs usually cost less than brand-name drugs. The Food and Drug Administration (FDA) rates these drugs to be as safe and effective as brand-name drugs.