MLO Law LLC, Nalini Mahadevan

Advance Healthcare Directive = Power of Attorney for Health Care. Do you have one? https://aginginplace.org/what-is-an-advanced-directive/ #advancedirective #willsandtrusts #aginginplace #powerofattorney

Just because you're over 70 and have medical conditions, it does not mean you cannot obtain a life insurance. There're independent agencies which represent insurance companies that may help you find the right coverage at an affordable price. https://aginginplace.org/life-insurance-for-seniors-over-7/ #insurance #lifeinsurance #seniorcitizen

What questions should you ask when hiring an elder law attorney. https://www.naela.org//Consumer/Questions_and_Answers.aspx #ElderLaw #NAELA #specialneeds #elderlawattorney

Did you know that there're states that do not tax your retirement distributions? https://www.aarp.org//states-that-dont-tax-retirement-dist #retirement #tax #statetax #retirementplanning

There're no guarantees in life unfortunately so planning is ESSENTIAL. https://www.aarp.org//financial-legal/info-2021/plan-budge #financialplanning #caregivers #planning #budget #retirement

The biggest mistakes people make with social security. #2 Waiting too long to claim If you're single, poor health & don't think you'll make it to 77, then it makes sense to claim as early as 62. Another scenario which you should consider claiming early is if you've a disabled child who is entitled to Social Security benefits through you, he/she can't receive them until you claim benefits yourself. 3rd scenario, if you're the primary earner, and you & your spouse are in very p...oor health. Resource: Neal Templin, The Wall Street Journal #SocialSecurity #benefits #wallstreetjournal

In his article 'The Biggest Mistakes People Make With Social Security', Templin breaks down the common mistakes that people do. Here's mistake numero uno, tune in tomorrow to read the next biggest mistake that people are doing with their Social Security. Mistake #1 - Worrying about dying too young Many Americans file for Social Security benefits earlier than necessary because the fear of not living long enough to get their money back from the program. According to Boston Univ...ersity economist, Laurence Kotlikoff, 'people need to focus on what if they live for a long time. Social Security is longevity insurance - it offers protection against running out of money as people age.' Resource: Neal Templin, The Wall Street Journal #SocialSecurity #retirement #insurance See more

I could never understand the saying 'I slept like a baby'. If you're mom, you know that it's a miracle when a baby sleeps through the night without needing a feed or change, right? Remember how you needed to tip toe out of the nursery once you've tucked the baby in and gently close the door? Or how you need to skip that spot right outside the baby's room as it creaks! Looks like sleeping is a life long challenge. https://www.rightathome.net/blog/sleep-problems-as-we-age

Mother's Day is celebrated today Sunday May 9 (in most parts of the world). Here's a little history about Mother's Day & how it all started. Happy Mother's Day & enjoy your weekend! https://www.history.com/topics/holidays/mothers-day

Gardening is more than just soil, spade & a pretty garden (and yes sometimes those pesky bugs!). Here's how gardening can help with seniors. https://www.rightathome.net//gardening-benefits-aging-adul

May the 4th be with you!