Howard Watson

When I inquired about the refinance with Howard he gave me a brief estimate of what was available to do my refinance and answered all my questions thoroughly about what I needed the rates. When I wasn’t sure about certain things he explained all the information I inquired about and followed up with an email . He was always available or would call or email me promptly when time permitted. I highly recommend Howard and I appreciate his kindness in handling my loan. Thank you, Sharon Rubio

Excellent service. Howard was always available to answer questions. His professional knowledge is amazing and his is work is prompt and efficient.

Friendly, helpful and easy to talk to

Howard is very easy to talk to and kept me informed during the whole experience.

Howard did everything in his power to complete our loan papers as fast as possible. The hold-up was the system not him, he was so patient with me and my wife, answering any and all little questions.

Howard and Zara are simply the best. They are kind, patient and caring. Love them!

Howard was very kind, and took time to explain the process to my wife and I.

Howard was there for us every step of the way. Even now with our loan closed if we have any questions he still responds promptly when we call or text. Definitely a 10 out of 10 experience! Will absolutely use Howard and Cardinal Financial again if needed in the future! Thanks for outstanding customer service Howard!

Professional, easy to understand and always willing to help.

It wasn't a too drawn out of a process. He was very helpful.

His professionalism and attention to detail made it a great experience.

Howard always responded immediately regarding any questions. Took the time to explain things thoroughly