Guardian Wealth Management, LLC

From deferred compensation and stock options to backdoor Roths and long-term care insurance, there’s a lot to think about before you get your gold watch.

If your credit card charges 17% interest and a loan from your 401(k) charges 4.25%, you might wonder: What have I got to lose?

We spend a lot of time worrying about running out of cash in retirement. But you might be surprised to see some of the things you may find yourself spending less on in your golden years.

How do you strike the right balance between common-sense frugality and frivolity in retirement? Here are four tips to help you loosen the purse strings and live a little!

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