Gary Patton

You have that new baby you love more than anything else in your life. Protect them by adding a Guaranteed Purchase Option on their Whole Life Policy. This grants an option to purchase new insurance, without evidence of insurability, on the policy anniversaries following their 25th, 28th, 31st, 34th, 37th and 40th birthdays.... Want to learn more about this rider? Give me a call (816) 525-5012.

We are closed today for President's Day. We will reopen Tuesday February 16th at 9 am. In case of an accident please call (800) 922-4632.

We will be closed Monday February 15th for Presidents Day. In case of an accident please call (800) 922-4632.

With the current temperatures in the single digits take a few minutes to make sure your car is prepared for the cold. Check and change or top off your oil, coolant, brake and transmission fluid. Check your brakes. Specifically, your rotors and pads. ... Check your lights and wiper blades to make sure you have good visibility. Check your tires and replace any that are worn. Also, check your spare to make sure there is enough air in it. Protect the interior of your car with all weather floor mats. This will protect your floors from all the rain, snow and mud you may encounter. Stock your car with some life-saving necessities. Blanket Jumper cables Flashlight Chains First-aid kit Small knife Flares A couple energy bars Water-proof gloves Small shovel Waterproof matches Ice scraper A bag of sand or kitty litter to help provide traction if your car is stuck in the snow By taking some time before the Winter season gets here you can keep you and your car protected from the elements. Need help insuring your car, give me a call at (816) 525-5012.

With our weather in single digits or below for the next several days here are some tips on how to prevent your pipes from freezing. Keep garage doors closed if there are water supply lines in the garage. Open kitchen and bathroom cabinet doors to allow warmer air to circulate around the plumbing. Be sure to move any harmful cleaners and household chemicals up out of the reach of children.... Let the cold water drip from the faucet served by exposed pipes. Running water through the pipe - even at a trickle - helps prevent pipes from freezing. Keep the thermostat set to the same temperature both during the day and at night. By temporarily suspending the use of lower night time temperatures, you may incur a higher heating bill, but you can prevent a much more costly repair job if pipes freeze and burst. If you will be going away during cold weather, leave the heat on in your home, set to a temperature no lower than 55 F. How to Thaw Frozen Pipes If you turn on a faucet and only a trickle comes out, suspect a frozen pipe. Likely places for frozen pipes include against exterior walls or where your water service enters your home through the foundation. Keep the faucet open. As you treat the frozen pipe and the frozen area begins to melt, water will begin to flow through the frozen area. Running water through the pipe will help melt ice in the pipe. Apply heat to the section of pipe using an electric heating pad wrapped around the pipe, an electric hair dryer, a portable space heater (kept away from flammable materials), or by wrapping pipes with towels soaked in hot water. Do not use a blowtorch, kerosene or propane heater, charcoal stove, or other open flame device. Apply heat until full water pressure is restored. If you are unable to locate the frozen area, if the frozen area is not accessible, or if you cannot thaw the pipe, call a licensed plumber. Check all other faucets in your home to find out if you have additional frozen pipes. If one pipe freezes, others may freeze, too. If you need help with your insurance give me a call at (816) 525-5012.