Frederick Owens NMLS#1610630

Practice what you preach! This is a phrase that details so much truth in one’s character. In a time where supporting and investing in what you believe in is so important, I’m happy to say... Thank you, North American Savings Bank (NASB), for helping us purchase our first duplex!

Currently, Mortgage lenders are scaling back on offering jumbo loans due to the economy and COVID-19, but there are still those that are offering them! Portfolio loans also offer options for those who don't meet the traditional qualifying requirements for a mortgage loan. Below are two great blogs to learn more about what options you have available for you. If you have any questions or would like to see what you'll qualify for, please message me directly. https://www.nasb.com//why-its-harder-but-not-impossible-to https://www.nasb.com/blog/detail/how-do-portfolio-loans-work

When buying a new home, there are a number of things that can affect your ability to get a mortgage loan. Here are a few do's and don'ts to consider. If you'd like to see what options are available to you, please send me a personal message. https://www.nasb.com//the-do-s-and-don-ts-when-applying-fo

Message me privately if you would like to see what options I have available for you or if you have any questions!

"What's the difference between a 'conforming loan,' also known as a conventional loan, and a 'non-conforming loan'?" Is a common question I get from my borrowers, and rightfully so! With Freddie Mac and Fannie Mae raising their conforming loan limits this year to $510,400, now is a perfect time to learn the difference between the conforming and non-conforming loans, and what benefits might await you! Check out the super-informative blog from my bank below to learn more about these. It could save you thousands!

"To rent, or not to rent, that is the question!" In over half the U.S., it's now CHEAPER to purchase a home rather than rent. With rates being the lowerest they've been in over three years, now is a perfect time to buy! Check out the link below for more details. https://www.nasb.com//it's-cheaper-to-buy-than-rent-a-home

https://www.nasb.com/blog/7-tips-first-time-home-buyers/

As a nationwide lender, my priority is to provide a great service and guidance for all my borrowers to feel comfortable as I assist them in achieving their mortgage loan needs. I enjoy traveling inside and outside of the country. I’m also a big fan of our local Kansas City teams; Sporting KC, the Royals, and the Chiefs. The relationships I build with my clients doesn’t end after the loan closes. My goal is to win your business for life. Contact me today!